Eligibility Criteria

• Age: 23 to 58 yrs. for salaried individuals and 23 to 65 years at loan maturity for self-employed individuals
• Gross qualifying annual income: Rs. 100,000.
• Gross revenue / receipts for doctors: Rs. 2,00,000
• Gross revenue / receipts for other professionals: Rs. 500,000
• Gross revenue / receipts for self-employed businessmen: Rs. 750,000

Amount

DCB offers a host of loan options designed to make all your dreams come true. Now you can choose a loan that best suits your requirements. You can avail of loans for amounts varying from INR 50,000 to INR 10,00,000*, with tenures ranging from a minimum of 1 year to a maximum of 5 years

Interest Rates

• Salaried Individuals: 19%-25%
• Doctors: 15.5% - 17%
• Other Professionals: 18.50% - 21%
• Self-Employed Businessmen: 27%
• Existing Bank Relationship Customers: 17-21%
• Other Financiers Track Record / Special Schemes: 18.50%-26%

Services Charges

Documentation Requirements

• Pay slips for the last two months, for salaried individuals.
• Income tax returns for the last two assessment years for self-employed individuals.
• Bank statement from the main account for the last 3 months.
• Credit card statements or loan repayment statements from banks / financiers.
• Proof of employment
• Proof of age.
• Identification documents like passport, driving licence, PAN card etc.
• Qualification certificates for self-employed professionals.

Additional Features

• Fixed and affordable rate of interest
• Repayment through easy instalments
• Co-borrower facility * (Only for salaried employees)